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budgeting

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5 Budget Blunders to Avoid

Posted On: April 1, 2024 by Home State Bank in: General, Personal Banking

Budgeting is an important and valuable financial tool to use when managing your money. The long- and short-term benefits of budgeting also make it a popular tool for those setting goals, both small and large.

Budgeting is only as effective as you make it.  While it doesn’t have to be overly complicated, there are some important steps that can cause blunders rather than benefits.

Setting Unrealistic Budgets

Those who don’t...

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Tags: budget mistakes, budget planning, budgeting, financial planning, personal savings

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Dedication to Financial Literacy

Posted On: August 4, 2023 by Home State Bank in: Community, Personal Banking

When it comes to financial literacy, Home State Bank is dedicated to bringing awareness and hands-on experience all year round to our customers and our whole community. While Home State Bank offers financial literacy support within our walls to our customers, we also want to

ensure everyone in our community has the opportunity to learn lifelong financial skills, such as how to manage, save, budget, and invest their money wisely.

Progress Through Partnerships

We’re...

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Tags: budgeting, Everfi, financial education, financial literacy, savings, zogo