Business Checking That Works the Way You Do
From small businesses to high-volume operations, we have checking solutions designed to fit how you manager you money.
Not Sure Which Account Fits? Start Here.
Choosing the right checking account shouldn't be complicated. Answer a couple of quick questions to find your best fit.
How many transactions do you typically have each month?
- Fever than 100
- More than 100
Do you need advanced tools like ACH, Positive Pay, Remote Deposit Capture, or multi-user online banking?
- Yes, I do
- No, I don't
Small Business Checking: Great for businesses with lower transaction needs.
Business Checking: Designed for higher transaction volume and advanced tools.
Ask about our additional services, such as an Annual Relationship Review, Stress Testing, and more.
Account Offerings
Small Business Checking: Best for new or small businesses with lower transaction needs.
Business Checking: Best for growing businesses or those with higher transaction volume.
Business Money Market: Best for businesses looking to earn interest on higher balances.
Merchant Services and Online Banking
Transaction Fees:
- $100 minimum initial deposit to open any new account; eStatement required to avoid the monthly paper statement fee.
- See Fee Schedule for additional fees that may apply to your account.
- *All deposit items, withdrawals, and paper checks count toward the transaction requirements for the accounts listed above.
As a Business account holder, you can also take advantage of our Financial Analysis Tools.
Talk to a Home State Bank Banker today to find the right solution for you!
Take advantage of our business debit cards, too!
Your business debit card can be used to make in-person and online purchases, as well as at ATMs to get cash or conduct other banking tasks. Your transactions are free when you use your debit card at Home State Bank or MoneyPass ATMs.
Additionally, your debit card includes a monitoring system to protect your card and checking account from fraud.
Manage My Cards
Manage all your cards with our all-in-one digital dashboard right from our Mobile Banking app:
- Set up travel plans
- Lock or unlock your cards
- Limit transactions
- And much more
Apple Pay is a trademark of Apple Inc. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark of Samsung Electronics Co., Ltd.
No More Overdrafts! Ask your Business Banker about Cash Reserve today!