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5 Steps to Prepare Your Graduate for College

Posted On: May 13, 2024 by Home State Bank in: Personal Banking

High school graduation is quickly approaching and so is another chapter in their financial journey. College is a great opportunity to continue developing good money management skills for when they graduate and head into the workforce full time.

At Home State Bank, we’re passionate about educating about financial responsibility and opportunities. As we approach this fun milestone, we want to share some tips for parents to send off your student to college to...

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Tags: budget planning, budgeting, college prep, financial education, savings

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5 Budget Blunders to Avoid

Posted On: April 1, 2024 by Home State Bank in: General, Personal Banking

Budgeting is an important and valuable financial tool to use when managing your money. The long- and short-term benefits of budgeting also make it a popular tool for those setting goals, both small and large.

Budgeting is only as effective as you make it.  While it doesn’t have to be overly complicated, there are some important steps that can cause blunders rather than benefits.

Setting Unrealistic Budgets

Those who don’t...

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Tags: budget mistakes, budget planning, budgeting, financial planning, personal savings