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5 Budget Blunders to Avoid

Posted On: April 1, 2024 by Home State Bank in: General, Personal Banking

Budgeting is an important and valuable financial tool to use when managing your money. The long- and short-term benefits of budgeting also make it a popular tool for those setting goals, both small and large.

Budgeting is only as effective as you make it.  While it doesn’t have to be overly complicated, there are some important steps that can cause blunders rather than benefits.

Setting Unrealistic Budgets

Those who don’t...

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Tags: budget mistakes, budget planning, budgeting, financial planning, personal savings

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4 Ways to Spring Clean Your Finances

Posted On: March 6, 2024 by Home State Bank in: Personal Banking

As we quickly shift into Springtime, this time of year motivates many to participate in spring cleaning.

But Spring cleaning doesn’t have to stop with your old clothes, shoes, and emptying out that junk closet. Often overlooked, your finances should be added to your spring cleaning to-do list to ensure you’re on track with your goals and making life easier for yourself.

How do you spring clean your finances? Let’s take a look!

Consolidate Accounts....
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Tags: personal banking, personal savings, shred day, smart banking